Short-term loan solution from a single Nevada.
Advance Pay from One Nevada is a short-term loan system that costs not as much as typical pay day loans. We offer lower prices, no application costs and loans as much as $1,500.
Compare Advance Pay to typical loan providers:
| The Other men | ||
|---|---|---|
| You Borrow | $1,000 | $1,000 |
| you are Charged | $158 | $125 |
| You spend | $1,158 | $1,125 |
| You conserve $33! (with direct deposit) |
||
Finance Charge Schedule
With direct deposit
| Loan Amount | Finance Charge | apr | complete of Payments | Number of Payments |
|---|---|---|---|---|
| $100.00 | $12.50 | 325.89% | $112.50 | 1 |
| $200.00 | $25.00 | 325.89% | $225.00 | 1 |
| $300.00 | $37.50 | 325.89% | $337.50 | 1 |
| $400.00 | $50.00 | 325.89% | $450.00 | 1 |
| $500.00 | $62.50 | 325.89% | $562.50 | 1 |
| $600.00 | $75.00 | 325.89% | $675.00 | 1 |
| $700.00 | $87.50 | 325.89% | $787.50 | 1 |
| $800.00 | $100.00 | 325.89% | $900.00 | 1 |
| $900.00 | $112.50 | 325.89% | $1,012.50 | 1 |
| $1,000.00 | $125.00 | 325.89% | $1,125.00 | 1 |
| $1,100.00 | $137.50 | 325.89% | $1,237.50 | 1 |
| $1,200.00 | $150.00 | 325.89% | $1,350.00 | 1 |
| $1,300.00 | $162.50 | 325.89% | $1,462.50 | 1 |
| $1,400.00 | $175.00 | 325.89% | $1,575.00 | 1 |
| $1,500.00 | $187.50 | 325.89% | $1,687.50 | 1 |
Without direct deposit
| Loan Amount | Finance Charge | apr | complete of Payments | Number of Payments |
|---|---|---|---|---|
| $100.00 | $15.00 | 391.07% | $115.00 | 1 |
| $200.00 | $30.00 | 391.07% | $230.00 | 1 |
| $300.00 | $45.00 | 391.07% | $345.00 | 1 |
| $400.00 | $60.00 | 391.07% | $460.00 | 1 |
| $500.00 | $75.00 | 391.07% | $575.00 | 1 |
| $600.00 | $90.00 | 391.07% | $690.00 | 1 |
| $700.00 | $105.00 | 391.07% | $805.00 | 1 |
| $800.00 | $120.00 | 391.07% | $920.00 | 1 |
| $900.00 | $135.00 | 391.07% | $1,035.00 | 1 |
| $1,000.00 | $150.00 | 391.07% | $1,150.00 | 1 |
| $1,100.00 | $165.00 | 391.07% | $1,265.00 | 1 |
| $1,200.00 | $180.00 | 391.07% | $1,380.00 | 1 |
| $1,300.00 | $195.00 | 391.07% | $1,495.00 | 1 |
| $1,400.00 | $210.00 | 391.07% | $1,610.00 | 1 |
| $1,500.00 | $225.00 | 391.07% | $1,725.00 | 1 |
Army
| Loan Amount | Finance Charge | apr | complete of Payments | Number of Payments |
|---|---|---|---|---|
| $100.00 | $1.38 | 36.00% | $101.38 | 1 |
| $200.00 | $2.76 | 36.00% | $202.76 | 1 |
| $300.00 | $4.14 | 36.00% | $304.14 | 1 |
| $400.00 | $5.52 | 36.00% | $405.52 | 1 |
| $500.00 | $6.90 | 36.00% | $506.90 | 1 |
NOTICE OF STRAIGHT TO CONTACT ANY OFFICE ASSOCIATED WITH THE COMMISSIONER OF BANKING INSTITUTIONS REGARDING ISSUES OR COMPLAINTS. TOLL-FREE IN NEVADA (866) 858-8951.
Finance cost and APR calculated considering a term that is 14-day.
Revised 4/24/15
ESSENTIAL THINGS TO CONSIDER JUST BEFORE BORROW
How Payday Loans Perform: payday advances are short-term money loans often guaranteed by the
borrower’s post-dated personal check. We don’t require a post-dated check. Loan payment is
deducted straight from your own account.
Cash advance Terms: Loan amounts generally vary in quantities from $100 to $1,000. Typical
loan term is fourteen days. Prices normal 470% apr (APR). The finance charges range from $15 to $30, is 390% to 780% APR for example, to
borrow $100 for two weeks.
Our less than normal APRs and finance costs are shown above.
Two-Week Due Date: payday advances will often have a two-week deadline. In the event that you get earnings
only one time 30 days, you may want to expand your loan two and sometimes even 3 x incurring extra
charges before getting your month-to-month check to cover from the loan. This can create your loan extremely
high priced. a kind that is different of might be much better for you personally. Benefit from our free monetary
guidance explained regarding the page that is next.
Financial obligation Traps:
pay day loans often trap consumers in perform borrowing rounds because of the high costs and incredibly repayment that is short. Borrowers normal 8-13 pay day loans each year from a solitary loan provider. Almost 60% of most pay day loans are either same-day renewals or brand new loans applied for just after settling the previous loan. Which means that with time, cash advance costs usually surpass the initial loan quantity. Don’t get caught when you look at the financial obligation trap. Make the most of free counseling that is financial below.
SIGNIFICANT DISCLOSURES FOR ACTIVE PEOPLE IN THE MILITARY AND THEIR DEPENDENTS:
The next pertains to people in the armed forces and their dependents if: (a) during the time your loan is manufactured, you may be a member that is active of army or perhaps you are a reliant of an energetic member of the army (as those terms are defined when you look at the Military Lending Act, 10 U.S.C. 987 and its own implementing laws); and (b) your loan is unsecured or guaranteed by individual home which you would not buy using the profits associated with loan.
- NOTICE: Federal legislation provides protections that are important people in the Armed Forces and their dependents associated with extensions of credit. Generally speaking, the price of credit rating to a part associated with the Armed Forces and his / her dependent may well not meet or exceed a percentage that is annual of 36 %. This price must add, as relevant to your credit deal or account: the expense related to credit insurance fees or debt security costs; costs for ancillary items offered regarding the the credit deal; any application cost charged (apart from specific application costs for certain credit transactions or records); and any involvement charge charged (apart from specific involvement costs for a charge card account). To get this notice verbally, please phone 1-844-269-7201 during our normal company hours.
- This loan shall never be guaranteed by stocks or deposits in just about any of the reports until you particularly consent to establish a merchant account associated with this loan by which funds deposited following the loan is provided will secure this loan. Consequently, the next conditions within the Loan Agreement and Security Agreement try not to connect with this loan: “Contractual Pledge of Shares”; any mention of pledge of stocks, statutory liens, set-off, or administrative freeze included in the “Security contract, Pledge of Shares; Statutory Lien; Set-off; Administrative Freeze” supply; the “Cross-Collateralization” provision to your degree it purports to cross-collateralize any of your other share or deposit records with us.
- This loan just isn’t susceptible to mandatory arbitration and consequently any mention of the mandatory arbitration in this Loan Agreement and protection Agreement shall maybe perhaps perhaps not connect with this loan.
- The louisiana-specific provisions contained in the Security Agreement do not apply to this loan if you are a Louisiana resident.
Member Notice: A short-term loan should always be useful for short-term economic requirements only, perhaps perhaps not just a long-term monetary solution. Users with financial hardships can go to Financial Management at no cost use of education that is financial online tutorials.
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